Hospital bill defense
We fight unfair hospital bills.
We negotiate them down — you keep most of the savings.
- Licensed advocates
- Bank-level security
- No savings, no fee
- Real outcomes
- 01Upload your bill
- 02Get your Claim Map
- 03We negotiate, you save
Refundable if $0 saved
$199 deposit credited toward the success fee — refunded in full when verified savings are zero.
Claim Map in ~24 hours
Owe / dispute / charity-care in plain English before you chase billing offices alone.
Remote desk advocacy
Letters and negotiation with hospital billing. You upload once; we work the file.
How it works
One job: turn a confusing bill into three clear numbers.
01
Upload
Send your itemized hospital bill and EOB. Encrypted at rest. No CPT homework required.
02
Claim map
In ~24h we return owe / dispute / charity-care — written for humans, not billing departments.
03
Defend
We generate dispute packs and negotiate remotely with hospital billing when it makes sense.
Who it's for
Hospital facility bills that make HDHP households panic.
Built for balances roughly $3,000–50,000 after an ER visit or surgery — insured or not. We screen charity-care (FAP) rules and common billing errors before you write a check.
Early clients — honest proof
No fabricated reviews. Process you can verify.
“The Claim Map was the first time I understood owe vs dispute vs charity care.”
Trust & security →“I uploaded once and stopped calling billing every afternoon.”
Pricing
Pay to start. Keep savings on the table.
$199
Refundable case deposit — credited toward your success fee. Refunded in full if we find $0 in verified savings.
25%
Of verified savings on typical cases under $15k saved. We never charge more than you save. Not legal representation.
FAQ
Before you upload
What does ClearClaim do?
ClearClaim is remote hospital bill defense. You upload your itemized bill and EOB. We deliver a plain-English Claim Map in about 24 hours (owe / dispute / charity-care screen), then prepare dispute materials and negotiate with hospital billing when it makes sense. We are not a law firm.
How much does ClearClaim cost?
A $199 refundable case deposit starts your file. On typical cases we charge 25% of verified savings. The deposit is credited toward that fee. If verified savings are $0, the deposit is refunded in full. We never charge more than you save.
What is a Claim Map?
A Claim Map is our plain-English breakdown of your hospital bill: what you likely owe, what is worth disputing or negotiating, and whether charity care (financial assistance / FAP) screening looks promising. It is written for patients and families — not for billing departments.
How fast do I get results?
Paid cases receive a Claim Map in about 24 hours. Negotiation timelines depend on the hospital billing office; some resolutions take days, others weeks. We keep you updated on status.
Do you handle surprise medical bills?
Yes. Surprise billing and balance-bill situations after ER or facility care are a core use case. We review the bill and EOB for coding, duplicate charges, out-of-network balance issues, and financial-assistance pathways — then negotiate remotely when there is leverage.
What bills are a good fit?
We focus on hospital facility balances roughly $3,000–$50,000 after ER visits or surgery — insured or self-pay. Very small balances or pure physician-only professional fees may not be a fit.
Stop guessing what the statement means.
ClearClaim is desk-only advocacy: audit, claim map, letters, and remote negotiation. Your job is to upload and breathe.